Which funding solution is better for your brand: FundBox or AssembledBrands?

FundBox and AssembledBrands are both options for eCommerce sellers who want to solve their cash flow problems. Here is how they stack up against each other.

post by:
Donna Cohen

Company comparison

3.7
 

Fundbox

Working capital made simple for Small Businesses

KEY FACTS

  • Draw from a revolving line of credit up to $150,000 with approval
  • Approval in as little as 3 minutes
  • Requires $100k+ in annual revenue, 600+ FICO credit score, 6+ months of sales history
  • For US-based businesses only
  • All fees, rates, and loan amounts vary based on business credit and are subject to change
  • Use funding how you see fit
VS
4.2
 

AssembledBrands

Capital Solutions for Growing D2C Brands

KEY FACTS

  • 4 types of financing to fit your business and spending needs (Working Capital Loan, Inventory Financing, Purchase Order Financing, and eCommerce Funding/Financing)
  • Funding based on sales history, inventory turnover, and forecasted revenue
  • Requirements vary depending on type of loan
  • Approval in 48 hours

KEY FACTS

  • Draw from a revolving line of credit up to $150,000 with approval
  • Approval in as little as 3 minutes
  • Requires $100k+ in annual revenue, 600+ FICO credit score, 6+ months of sales history
  • For US-based businesses only
  • All fees, rates, and loan amounts vary based on business credit and are subject to change
  • Use funding how you see fit
  • 4 types of financing to fit your business and spending needs (Working Capital Loan, Inventory Financing, Purchase Order Financing, and eCommerce Funding/Financing)
  • Funding based on sales history, inventory turnover, and forecasted revenue
  • Requirements vary depending on type of loan
  • Approval in 48 hours

Final Verdict

Really what this comes down to is that AssembledBrands offers more options for funding based on your current and projected revenue. While there are some restrictions to each type of loan (for example, inventory loans can only be used for inventory purchases), AssembledBrands has more to offer to growing businesses. 

FundBox is strictly a line of credit term loan which you pay back in fixed monthly payments. Yes, you can use the funding for any part of your business, but AssembledBrands has similar (and better) opportunities. The final reason FundBox didn’t win – their varying fees and rates that they claim are subject to change. You want to know the terms of your loan up front to save you money in the long run.