What funding solution is best suited for your eCommerce brand: Kickfurther vs. Fundbox

Kickfurther and Fundbox both provide equity-free funding to eCommerce sellers. We break down the pros and cons of each below.

post by:
Donna Cohen

Company comparison

4.1
 

Kickfurther

For cashflow-minded CPG businesses

KEY FACTS

  • Crowdfunding for physical inventory up to $5 million
  • Must have $150,000+ in annual revenue to qualify
  • Make repayments as you generate sales
  • Fast approval rate
  • Approved funding goes directly to suppliers and manufacturers
  • 1.5% flat service fee
VS
3.7
 

Fundbox

Working capital made simple for Small Businesses

KEY FACTS

  • Receive a term loan or a line of credit up to $150,000
  • Must have $100,000 in annual revenue to qualify
  • Very fast approval (as little as 3 minutes)
  • 3-day grace period for late payments
  • No limits on how the credit is spent
  • Rates, fees, and loan amounts based on credit and subject to change

KEY FACTS

  • Crowdfunding for physical inventory up to $5 million
  • Must have $150,000+ in annual revenue to qualify
  • Make repayments as you generate sales
  • Fast approval rate
  • Approved funding goes directly to suppliers and manufacturers
  • 1.5% flat service fee
  • Receive a term loan or a line of credit up to $150,000
  • Must have $100,000 in annual revenue to qualify
  • Very fast approval (as little as 3 minutes)
  • 3-day grace period for late payments
  • No limits on how the credit is spent
  • Rates, fees, and loan amounts based on credit and subject to change

Final Verdict

Kickfurther combines crowdfunding and revenue-based financing. You can raise up to $5 million from multiple investors and make payments based on a percentage of your revenue. This means you never pay your investors more than you make in sales. You need $150,000+ in revenue over 12 months (no minimum time in business) to qualify. 

Fundbox allows more spending freedom – the money doesn’t have to be spent on inventory. Fundbox offers a term loan (a lump sum borrowed and repaid over 24-52 weeks) or a revolving line of credit (draw funds when you need it up to a limited amount with a fixed monthly payment). You need to bring $100,000 in annual revenue with 6+ months in business to qualify. 

Ultimately, Kickfurther is the ideal funding option for inventory financing. With flexible repayments and a higher fundraising limit, you can finance as much inventory as you can sell without varying fees.